Home loans rates provided by banks or other financial
institutions depend on a variety of factors and related issues. They are
strictly monitored by government hence change in policies, inflation etc
factors combine to determine interest rate payable on home loan. Factors such
as age and location of property also come to play. Bank will try to reduce risk
on any lending if the fixed assed is at a prime location risk on bank comes
down and hence rate of interest. The earning of individuals opting for loan and
even gender will affect home loan rate of interest.
Summary:
The profits gained by the bank from home loan interest rates
are used to provide boost to the economy enabling jobs in construction and
other field’s related. The interest paid must be seen as nation building
initiative.
9 comments:
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Really informative blog for the person, who is thinking to apply for a easy home loans. Now a day any one can get home loan from private banks without any hassle and interest rates are also very reasonable.
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