The State Bank of Patiala, following the other big players has announced that its home loan scheme has been extended up till January 31, 2010. The bank is offering 8% interest on its home loan scheme. Earlier the home loan scheme was available up to 31 December, 2009.
The bank is offering three schemes- SBP Hi-Five under this it has set interest rate at 8 per cent for a maximum of five years on up to Rs 5 lakhs, and the other schemes are SBP Easy Home Loan and SBP Advantage Home Loan in these schemes the bank is offering interest rate is at fixed rate of 8 per cent for the first year.
Bank will not charge any pre-payment penalty if the customer opts to pre-pay the loan on reset date.
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